TickerKhojComparison · NSE · data 2026-11-02
Starteck Finance Ltd. vs Usha Financial Services Limited
In plain words
Size: Starteck Finance Ltd. is about 1 times the market value of Usha Financial Services Limited.
Profit growth over 3 years: Usha Financial Services Limited 30.2% a year vs Starteck Finance Ltd. 2.7% a year.
Debt to equity: Starteck Finance Ltd. 1.33 vs Usha Financial Services Limited 0.77.
Differences in the numbers, not a recommendation of either stock.
Side by side
| STARTECK | USHAFIN | |
|---|---|---|
| Price | ₹245.7 | ₹54.25 |
| Market cap | ₹249 cr | ₹241 cr |
| P/E | 10 | 9.4 |
| P/B | — | — |
| ROE | 9.5% | 10.2% |
| ROCE | — | — |
| Debt / equity | 1.33 | 0.77 |
| Operating margin | 51.2% | 50.0% |
| Dividend yield | 0.10% | 0.00% |
| Sales growth, 3 years (yearly) | 13.1% | 16.4% |
| Profit growth, 3 years (yearly) | 2.7% | 30.2% |
| 1-year return | -18.7% | 13.0% |
| Revenue, last 12 months | ₹55 cr | ₹74 cr |
| Net profit, last 12 months | ₹24 cr | ₹25 cr |
| Latest quarter | Jun 2026 | — |
| Quarter net profit | ₹4 cr | — |
| Quarter profit vs a year earlier | +22.0% | — |
| Promoter holding | 73.30% | — |
| Health check | Average (5.4/10) | Strong (7.8/10) |
Common questions
Which has a higher P/E, Starteck Finance Ltd. or Usha Financial Services Limited?
Starteck Finance Ltd. trades at the higher P/E (10 against 9.4). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Usha Financial Services Limited (10.2% against 9.5%).
Which carries more debt?
Starteck Finance Ltd. has the higher debt-to-equity ratio (1.33 against 0.77).