TickerKhojComparison · NSE · data 2026-11-02
IDFC First Bank Ltd. vs UCO Bank
In plain words
Size: IDFC First Bank Ltd. is about 2.2 times the market value of UCO Bank.
Return on equity: UCO Bank 8.6% vs IDFC First Bank Ltd. 3.8%.
Profit growth over 3 years: UCO Bank 14.9% a year vs IDFC First Bank Ltd. -13.5% a year.
Debt to equity: UCO Bank 1.28 vs IDFC First Bank Ltd. 1.03.
Differences in the numbers, not a recommendation of either stock.
Side by side
| IDFCFIRSTB | UCOBANK | |
|---|---|---|
| Price | ₹72.94 | ₹22.32 |
| Market cap | ₹62,011 cr | ₹27,675 cr |
| P/E | 21.1 | — |
| P/B | 1.3 | 0.8 |
| ROE | 3.8% | 8.6% |
| ROCE | 0.6% | 1.7% |
| Debt / equity | 1.03 | 1.28 |
| Operating margin | 11.7% | — |
| Dividend yield | 0.35% | 1.99% |
| Sales growth, 3 years (yearly) | 21.4% | 13.0% |
| Profit growth, 3 years (yearly) | -13.5% | 14.9% |
| 1-year return | -7.4% | -31.2% |
| Revenue, last 12 months | ₹52,314 cr | — |
| Net profit, last 12 months | ₹3,006 cr | — |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹1,049 cr | ₹786 cr |
| Quarter profit vs a year earlier | +201.7% | +26.8% |
| Promoter holding | — | 90.95% |
| Health check | Weak (3.1/10) | Weak (3.7/10) |
Common questions
Which earns a higher return on equity?
UCO Bank (8.6% against 3.8%).
Which carries more debt?
UCO Bank has the higher debt-to-equity ratio (1.28 against 1.03).