Comparison · NSE · data 2026-11-03
Shriram Finance Limited vs Tata Capital Ltd.
In plain words
Size: Shriram Finance Limited is about 1.4 times the market value of Tata Capital Ltd..
Valuation (P/E): Tata Capital Ltd. 23.1 vs Shriram Finance Limited 14.4.
Return on equity: Shriram Finance Limited 16.4% vs Tata Capital Ltd. 12.3%.
Debt to equity: Tata Capital Ltd. 5.15 vs Shriram Finance Limited 2.76.
Differences in the numbers, not a recommendation of either stock.
Side by side
| SHRIRAMFIN | TATACAP | |
|---|---|---|
| Price | ₹863.35 | ₹325.3 |
| Market cap | ₹1,94,130 cr | ₹1,34,905 cr |
| P/E | 14.4 | 23.1 |
| P/B | 1.8 | 2.8 |
| ROE | 16.4% | 12.3% |
| ROCE | — | — |
| Debt / equity | 2.76 | 5.15 |
| Operating margin | 44.1% | 31.5% |
| Dividend yield | 1.52% | 0.18% |
| Sales growth, 3 years (yearly) | 17.3% | 34.8% |
| Profit growth, 3 years (yearly) | 18.6% | 17.0% |
| 1-year return | 17.7% | -1.4% |
| Revenue, last 12 months | ₹51,947 cr | ₹34,070 cr |
| Net profit, last 12 months | ₹12,688 cr | ₹5,966 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹3,684 cr | ₹1,660 cr |
| Quarter profit vs a year earlier | +59.2% | +51.3% |
| Promoter holding | 20.30% | 85.41% |
| Health check | Average (5.6/10) | Average (5/10) |
Common questions
Which has a higher P/E, Shriram Finance Limited or Tata Capital Ltd.?
Tata Capital Ltd. trades at the higher P/E (23.1 against 14.4). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Shriram Finance Limited (16.4% against 12.3%).
Which carries more debt?
Tata Capital Ltd. has the higher debt-to-equity ratio (5.15 against 2.76).