Comparison · NSE · data 2026-11-01
HDFC Life Insurance Co. Ltd. vs Star Health & Allied Insurance Co. Ltd.
In plain words
Size: HDFC Life Insurance Co. Ltd. is about 3.6 times the market value of Star Health & Allied Insurance Co. Ltd..
Valuation (P/E): HDFC Life Insurance Co. Ltd. 55.4 vs Star Health & Allied Insurance Co. Ltd. 29.7.
Return on equity: HDFC Life Insurance Co. Ltd. 11.3% vs Star Health & Allied Insurance Co. Ltd. 7.6%.
Profit growth over 3 years: HDFC Life Insurance Co. Ltd. 11.8% a year vs Star Health & Allied Insurance Co. Ltd. -3.4% a year.
Debt to equity: HDFC Life Insurance Co. Ltd. 0.17 vs Star Health & Allied Insurance Co. Ltd. 0.06.
Differences in the numbers, not a recommendation of either stock.
Side by side
| HDFCLIFE | STARHEALTH | |
|---|---|---|
| Price | ₹524.9 | ₹530.4 |
| Market cap | ₹1,13,659 cr | ₹31,215 cr |
| P/E | 55.4 | 29.7 |
| P/B | 5.9 | 3 |
| ROE | 11.3% | 7.6% |
| ROCE | 0.6% | 4.6% |
| Debt / equity | 0.17 | 0.06 |
| Operating margin | 1.9% | 6.1% |
| Dividend yield | 0.40% | 0.00% |
| Sales growth, 3 years (yearly) | 12.7% | 13.8% |
| Profit growth, 3 years (yearly) | 11.8% | -3.4% |
| 1-year return | -30.8% | 10.3% |
| Revenue, last 12 months | ₹1,08,500 cr | ₹19,907 cr |
| Net profit, last 12 months | ₹2,048 cr | ₹1,054 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹522 cr | ₹265 cr |
| Quarter profit vs a year earlier | +16.4% | +382.3% |
| Promoter holding | 50.53% | 58.00% |
| Health check | Average (4.4/10) | Strong (6.6/10) |
Common questions
Which has a higher P/E, HDFC Life Insurance Co. Ltd. or Star Health & Allied Insurance Co. Ltd.?
HDFC Life Insurance Co. Ltd. trades at the higher P/E (55.4 against 29.7). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
HDFC Life Insurance Co. Ltd. (11.3% against 7.6%).
Which carries more debt?
HDFC Life Insurance Co. Ltd. has the higher debt-to-equity ratio (0.17 against 0.06).