Comparison · NSE · data 2026-10-30
Shriram Finance Limited vs Tata Capital Ltd.
In plain words
Size: Shriram Finance Limited is about 1.4 times the market value of Tata Capital Ltd..
Valuation (P/E): Tata Capital Ltd. 22.7 vs Shriram Finance Limited 13.7.
Return on equity: Shriram Finance Limited 16.4% vs Tata Capital Ltd. 12.3%.
Debt to equity: Tata Capital Ltd. 5.15 vs Shriram Finance Limited 2.76.
Differences in the numbers, not a recommendation of either stock.
Side by side
| SHRIRAMFIN | TATACAP | |
|---|---|---|
| Price | ₹823.15 | ₹319.9 |
| Market cap | ₹1,97,895 cr | ₹1,37,688 cr |
| P/E | 13.7 | 22.7 |
| P/B | 1.7 | 2.8 |
| ROE | 16.4% | 12.3% |
| ROCE | — | — |
| Debt / equity | 2.76 | 5.15 |
| Operating margin | 44.1% | 31.5% |
| Dividend yield | 1.28% | 0.17% |
| Sales growth, 3 years (yearly) | 17.3% | 34.8% |
| Profit growth, 3 years (yearly) | 18.6% | 17.0% |
| 1-year return | 11.5% | -1.7% |
| Revenue, last 12 months | ₹51,947 cr | ₹34,070 cr |
| Net profit, last 12 months | ₹12,688 cr | ₹5,966 cr |
| Latest quarter | Mar 2024 | — |
| Quarter net profit | ₹2,009 cr | — |
| Quarter profit vs a year earlier | +56.3% | — |
| Promoter holding | 20.30% | 85.41% |
| Health check | Average (5.4/10) | Average (4.9/10) |
Common questions
Which has a higher P/E, Shriram Finance Limited or Tata Capital Ltd.?
Tata Capital Ltd. trades at the higher P/E (22.7 against 13.7). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Shriram Finance Limited (16.4% against 12.3%).
Which carries more debt?
Tata Capital Ltd. has the higher debt-to-equity ratio (5.15 against 2.76).