Comparison · NSE · data 2026-10-31
Life Insurance Corp. of India vs SBI Life Insurance Co. Ltd.
In plain words
Size: Life Insurance Corp. of India is about 2.9 times the market value of SBI Life Insurance Co. Ltd..
Valuation (P/E): SBI Life Insurance Co. Ltd. 62.7 vs Life Insurance Corp. of India 8.1.
Return on equity: SBI Life Insurance Co. Ltd. 13.7% vs Life Insurance Corp. of India 7.5%.
Profit growth over 3 years: SBI Life Insurance Co. Ltd. 12.8% a year vs Life Insurance Corp. of India 11.5% a year.
Debt to equity: SBI Life Insurance Co. Ltd. 0 vs Life Insurance Corp. of India 0.
Differences in the numbers, not a recommendation of either stock.
Side by side
| LICI | SBILIFE | |
|---|---|---|
| Price | ₹383.25 | ₹1,658.6 |
| Market cap | ₹4,85,760 cr | ₹1,66,160 cr |
| P/E | 8.1 | 62.7 |
| P/B | — | 8.1 |
| ROE | 7.5% | 13.7% |
| ROCE | 0.9% | 0.6% |
| Debt / equity | 0 | 0 |
| Operating margin | 5.8% | 2.4% |
| Dividend yield | 2.60% | 0.16% |
| Sales growth, 3 years (yearly) | 7.4% | 18.0% |
| Profit growth, 3 years (yearly) | 11.5% | 12.8% |
| 1-year return | -15.8% | -15.8% |
| Revenue, last 12 months | ₹9,93,866 cr | ₹1,21,245 cr |
| Net profit, last 12 months | ₹60,080 cr | ₹2,656 cr |
| Latest quarter | Jun 2026 | Mar 2026 |
| Quarter net profit | ₹13,584 cr | ₹805 cr |
| Quarter profit vs a year earlier | +24.0% | — |
| Promoter holding | 90.00% | 55.31% |
| Health check | Average (6.3/10) | Average (4.8/10) |
Common questions
Which has a higher P/E, Life Insurance Corp. of India or SBI Life Insurance Co. Ltd.?
SBI Life Insurance Co. Ltd. trades at the higher P/E (62.7 against 8.1). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
SBI Life Insurance Co. Ltd. (13.7% against 7.5%).
Which carries more debt?
Life Insurance Corp. of India has the higher debt-to-equity ratio (0 against 0).