Comparison · NSE · data 2026-11-02
N.B.I. Industrial Finance Company Ltd vs RSD Finance Ltd.
In plain words
Size: N.B.I. Industrial Finance Company Ltd is about 3.7 times the market value of RSD Finance Ltd..
Valuation (P/E): N.B.I. Industrial Finance Company Ltd 37.1 vs RSD Finance Ltd. 9.1.
Return on equity: RSD Finance Ltd. 6% vs N.B.I. Industrial Finance Company Ltd 0.4%.
Profit growth over 3 years: N.B.I. Industrial Finance Company Ltd 33.1% a year vs RSD Finance Ltd. 5.1% a year.
Debt to equity: RSD Finance Ltd. 0.01 vs N.B.I. Industrial Finance Company Ltd 0.
Differences in the numbers, not a recommendation of either stock.
Side by side
| NBIFIN | RSDFIN | |
|---|---|---|
| Price | ₹1,741.9 | ₹88.08 |
| Market cap | ₹428 cr | ₹115 cr |
| P/E | 37.1 | 9.1 |
| P/B | — | — |
| ROE | 0.4% | 6.0% |
| ROCE | — | — |
| Debt / equity | 0 | 0.01 |
| Operating margin | 85.6% | 45.0% |
| Dividend yield | 0.04% | 0.00% |
| Sales growth, 3 years (yearly) | 24.7% | -23.1% |
| Profit growth, 3 years (yearly) | 33.1% | 5.1% |
| 1-year return | -33.1% | 1.4% |
| Revenue, last 12 months | ₹22 cr | ₹45 cr |
| Net profit, last 12 months | ₹14 cr | ₹13 cr |
| Latest quarter | Jun 2026 | — |
| Quarter net profit | ₹1 cr | — |
| Quarter profit vs a year earlier | — | — |
| Promoter holding | 74.17% | — |
| Health check | Weak (3.6/10) | Average (4.5/10) |
Common questions
Which has a higher P/E, N.B.I. Industrial Finance Company Ltd or RSD Finance Ltd.?
N.B.I. Industrial Finance Company Ltd trades at the higher P/E (37.1 against 9.1). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
RSD Finance Ltd. (6.0% against 0.4%).
Which carries more debt?
RSD Finance Ltd. has the higher debt-to-equity ratio (0.01 against 0).