NSE ScannerComparison · NSE · data 2026-11-01
RNFI Services Ltd. vs Utkarsh Small Finance Bank Limited
In plain words
Size: Utkarsh Small Finance Bank Limited is about 2.6 times the market value of RNFI Services Ltd..
Return on equity: RNFI Services Ltd. 20.6% vs Utkarsh Small Finance Bank Limited -40%.
Debt to equity: Utkarsh Small Finance Bank Limited 2.02 vs RNFI Services Ltd. 0.17.
Differences in the numbers, not a recommendation of either stock.
Side by side
| RNFI | UTKARSHBNK | |
|---|---|---|
| Price | ₹314.95 | ₹11.46 |
| Market cap | ₹800 cr | ₹2,041 cr |
| P/E | 27.8 | — |
| P/B | — | 0.7 |
| ROE | 20.6% | -40.0% |
| ROCE | -276.7% | -7.1% |
| Debt / equity | 0.17 | 2.02 |
| Operating margin | 4.0% | -64.6% |
| Dividend yield | 0.00% | 0.00% |
| Sales growth, 3 years (yearly) | 16.3% | 10.8% |
| Profit growth, 3 years (yearly) | 75.1% | — |
| 1-year return | -10.7% | -43.5% |
| Revenue, last 12 months | ₹989 cr | ₹3,793 cr |
| Net profit, last 12 months | ₹28 cr | ₹-945 cr |
| Latest quarter | — | Jun 2026 |
| Quarter net profit | — | ₹-34 cr |
| Quarter profit vs a year earlier | — | — |
| Promoter holding | — | 42.67% |
| Health check | Average (4.1/10) | Weak (0.9/10) |
Common questions
Which earns a higher return on equity?
RNFI Services Ltd. (20.6% against -40.0%).
Which carries more debt?
Utkarsh Small Finance Bank Limited has the higher debt-to-equity ratio (2.02 against 0.17).