TickerKhojComparison · NSE · data 2026-11-02
Muthoot Microfin Ltd vs Repco Home Finance Ltd.
In plain words
Size: Muthoot Microfin Ltd is about 1.2 times the market value of Repco Home Finance Ltd..
Valuation (P/E): Muthoot Microfin Ltd 9.7 vs Repco Home Finance Ltd. 4.1.
Return on equity: Repco Home Finance Ltd. 12.7% vs Muthoot Microfin Ltd 6.2%.
Profit growth over 3 years: Repco Home Finance Ltd. 14.6% a year vs Muthoot Microfin Ltd 1.3% a year.
Debt to equity: Muthoot Microfin Ltd 3.4 vs Repco Home Finance Ltd. 3.03.
Differences in the numbers, not a recommendation of either stock.
Side by side
| MUTHOOTMF | REPCOHOME | |
|---|---|---|
| Price | ₹140 | ₹316 |
| Market cap | ₹2,302 cr | ₹1,951 cr |
| P/E | 9.7 | 4.1 |
| P/B | — | — |
| ROE | 6.2% | 12.7% |
| ROCE | — | — |
| Debt / equity | 3.4 | 3.03 |
| Operating margin | 28.7% | 32.0% |
| Dividend yield | 0.00% | 2.40% |
| Sales growth, 3 years (yearly) | 18.2% | 11.1% |
| Profit growth, 3 years (yearly) | 1.3% | 14.6% |
| 1-year return | -16.9% | -23.3% |
| Revenue, last 12 months | ₹2,492 cr | ₹1,821 cr |
| Net profit, last 12 months | ₹245 cr | ₹482 cr |
| Latest quarter | Jun 2026 | Jun 2026 |
| Quarter net profit | ₹81 cr | ₹122 cr |
| Quarter profit vs a year earlier | +1216.2% | +5.6% |
| Promoter holding | 55.47% | 37.13% |
| Health check | Average (4.8/10) | Average (5.4/10) |
Common questions
Which has a higher P/E, Muthoot Microfin Ltd or Repco Home Finance Ltd.?
Muthoot Microfin Ltd trades at the higher P/E (9.7 against 4.1). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Repco Home Finance Ltd. (12.7% against 6.2%).
Which carries more debt?
Muthoot Microfin Ltd has the higher debt-to-equity ratio (3.4 against 3.03).