Comparison · NSE · data 2026-11-01
Gyftr Ltd vs PNB Gilts Limited
In plain words
Size: PNB Gilts Limited is about 1.1 times the market value of Gyftr Ltd.
Valuation (P/E): Gyftr Ltd 48.6 vs PNB Gilts Limited 7.
Return on equity: PNB Gilts Limited 11.2% vs Gyftr Ltd 5.2%.
Debt to equity: PNB Gilts Limited 14.56 vs Gyftr Ltd 0.
Differences in the numbers, not a recommendation of either stock.
Side by side
| GYFTR | PNBGILTS | |
|---|---|---|
| Price | ₹157.04 | ₹75.04 |
| Market cap | ₹1,206 cr | ₹1,341 cr |
| P/E | 48.6 | 7 |
| P/B | — | 0.8 |
| ROE | 5.2% | 11.2% |
| ROCE | — | — |
| Debt / equity | 0 | 14.56 |
| Operating margin | 4.7% | 15.2% |
| Dividend yield | 0.00% | 2.69% |
| Sales growth, 3 years (yearly) | 145.2% | 20.7% |
| Profit growth, 3 years (yearly) | 16.3% | — |
| 1-year return | -8.2% | -19.4% |
| Revenue, last 12 months | ₹589 cr | ₹1,635 cr |
| Net profit, last 12 months | ₹22 cr | ₹192 cr |
| Latest quarter | Jun 2026 | Sept 2026 |
| Quarter net profit | ₹5 cr | ₹45 cr |
| Quarter profit vs a year earlier | — | — |
| Promoter holding | 50.08% | 74.07% |
| Health check | Average (4.7/10) | Strong (6.5/10) |
Common questions
Which has a higher P/E, Gyftr Ltd or PNB Gilts Limited?
Gyftr Ltd trades at the higher P/E (48.6 against 7). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
PNB Gilts Limited (11.2% against 5.2%).
Which carries more debt?
PNB Gilts Limited has the higher debt-to-equity ratio (14.56 against 0).