TickerKhojComparison · NSE · data 2026-11-02
PTC India Financial Services Limited vs Repco Home Finance Ltd.
In plain words
Size: Repco Home Finance Ltd. is about 1.3 times the market value of PTC India Financial Services Limited.
Valuation (P/E): PTC India Financial Services Limited 8.6 vs Repco Home Finance Ltd. 4.1.
Return on equity: Repco Home Finance Ltd. 12.7% vs PTC India Financial Services Limited 10.9%.
Profit growth over 3 years: PTC India Financial Services Limited 22% a year vs Repco Home Finance Ltd. 14.6% a year.
Debt to equity: Repco Home Finance Ltd. 3.03 vs PTC India Financial Services Limited 0.57.
Differences in the numbers, not a recommendation of either stock.
Side by side
| PFS | REPCOHOME | |
|---|---|---|
| Price | ₹24 | ₹316 |
| Market cap | ₹1,506 cr | ₹1,951 cr |
| P/E | 8.6 | 4.1 |
| P/B | 0.5 | — |
| ROE | 10.9% | 12.7% |
| ROCE | — | — |
| Debt / equity | 0.57 | 3.03 |
| Operating margin | 50.8% | 32.0% |
| Dividend yield | 0.00% | 2.40% |
| Sales growth, 3 years (yearly) | -15.7% | 11.1% |
| Profit growth, 3 years (yearly) | 22.0% | 14.6% |
| 1-year return | -34.9% | -23.3% |
| Revenue, last 12 months | ₹461 cr | ₹1,821 cr |
| Net profit, last 12 months | ₹179 cr | ₹482 cr |
| Latest quarter | Sept 2026 | Jun 2026 |
| Quarter net profit | ₹44 cr | ₹122 cr |
| Quarter profit vs a year earlier | -50.0% | +5.6% |
| Promoter holding | 64.99% | 37.13% |
| Health check | Average (5/10) | Average (5.4/10) |
Common questions
Which has a higher P/E, PTC India Financial Services Limited or Repco Home Finance Ltd.?
PTC India Financial Services Limited trades at the higher P/E (8.6 against 4.1). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Repco Home Finance Ltd. (12.7% against 10.9%).
Which carries more debt?
Repco Home Finance Ltd. has the higher debt-to-equity ratio (3.03 against 0.57).