TickerKhojComparison · NSE · data 2026-11-02
N.B.I. Industrial Finance Company Ltd vs Saraswati Commercial (India) Ltd.
In plain words
Size: Saraswati Commercial (India) Ltd. is about 2.3 times the market value of N.B.I. Industrial Finance Company Ltd.
Valuation (P/E): N.B.I. Industrial Finance Company Ltd 37.1 vs Saraswati Commercial (India) Ltd. 7.5.
Return on equity: Saraswati Commercial (India) Ltd. 8.9% vs N.B.I. Industrial Finance Company Ltd 0.4%.
Profit growth over 3 years: Saraswati Commercial (India) Ltd. 99.1% a year vs N.B.I. Industrial Finance Company Ltd 33.1% a year.
Debt to equity: Saraswati Commercial (India) Ltd. 0 vs N.B.I. Industrial Finance Company Ltd 0.
Differences in the numbers, not a recommendation of either stock.
Side by side
| NBIFIN | ZSARACOM | |
|---|---|---|
| Price | ₹1,741.9 | ₹9,043 |
| Market cap | ₹428 cr | ₹986 cr |
| P/E | 37.1 | 7.5 |
| P/B | — | — |
| ROE | 0.4% | 8.9% |
| ROCE | — | — |
| Debt / equity | 0 | 0 |
| Operating margin | 85.6% | 95.3% |
| Dividend yield | 0.04% | 0.00% |
| Sales growth, 3 years (yearly) | 24.7% | 19.4% |
| Profit growth, 3 years (yearly) | 33.1% | 99.1% |
| 1-year return | -33.1% | -4.8% |
| Revenue, last 12 months | ₹22 cr | ₹165 cr |
| Net profit, last 12 months | ₹14 cr | ₹132 cr |
| Latest quarter | Jun 2026 | — |
| Quarter net profit | ₹1 cr | — |
| Quarter profit vs a year earlier | — | — |
| Promoter holding | 74.17% | — |
| Health check | Weak (3.6/10) | Strong (6.8/10) |
Common questions
Which has a higher P/E, N.B.I. Industrial Finance Company Ltd or Saraswati Commercial (India) Ltd.?
N.B.I. Industrial Finance Company Ltd trades at the higher P/E (37.1 against 7.5). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Saraswati Commercial (India) Ltd. (8.9% against 0.4%).
Which carries more debt?
N.B.I. Industrial Finance Company Ltd has the higher debt-to-equity ratio (0 against 0).