Comparison · NSE · data 2026-11-02
Muthoot Finance Ltd vs Tata Capital Ltd.
In plain words
Size: Tata Capital Ltd. is about 1.4 times the market value of Muthoot Finance Ltd.
Valuation (P/E): Tata Capital Ltd. 22.9 vs Muthoot Finance Ltd 8.7.
Return on equity: Muthoot Finance Ltd 30.9% vs Tata Capital Ltd. 12.3%.
Profit growth over 3 years: Muthoot Finance Ltd 43.1% a year vs Tata Capital Ltd. 17% a year.
Debt to equity: Tata Capital Ltd. 5.15 vs Muthoot Finance Ltd 3.86.
Differences in the numbers, not a recommendation of either stock.
Side by side
| MUTHOOTFIN | TATACAP | |
|---|---|---|
| Price | ₹2,472 | ₹323.7 |
| Market cap | ₹96,734 cr | ₹1,34,905 cr |
| P/E | 8.7 | 22.9 |
| P/B | 2.4 | 2.8 |
| ROE | 30.9% | 12.3% |
| ROCE | — | — |
| Debt / equity | 3.86 | 5.15 |
| Operating margin | 48.7% | 31.5% |
| Dividend yield | 1.25% | 0.18% |
| Sales growth, 3 years (yearly) | 37.8% | 34.8% |
| Profit growth, 3 years (yearly) | 43.1% | 17.0% |
| 1-year return | -22.6% | -1.9% |
| Revenue, last 12 months | ₹33,558 cr | ₹34,070 cr |
| Net profit, last 12 months | ₹11,373 cr | ₹5,966 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹3,247 cr | ₹1,660 cr |
| Quarter profit vs a year earlier | +34.1% | +51.3% |
| Promoter holding | 73.35% | 85.41% |
| Health check | Strong (6.6/10) | Average (5/10) |
Common questions
Which has a higher P/E, Muthoot Finance Ltd or Tata Capital Ltd.?
Tata Capital Ltd. trades at the higher P/E (22.9 against 8.7). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Muthoot Finance Ltd (30.9% against 12.3%).
Which carries more debt?
Tata Capital Ltd. has the higher debt-to-equity ratio (5.15 against 3.86).