NSE ScannerComparison · NSE · data 2026-10-31
Housing & Urban Development Corp. Ltd. vs LIC Housing Finance Ltd
In plain words
Size: Housing & Urban Development Corp. Ltd. is about 1.1 times the market value of LIC Housing Finance Ltd.
Valuation (P/E): Housing & Urban Development Corp. Ltd. 6.7 vs LIC Housing Finance Ltd 4.7.
Return on equity: Housing & Urban Development Corp. Ltd. 20.2% vs LIC Housing Finance Ltd 14.4%.
Profit growth over 3 years: Housing & Urban Development Corp. Ltd. 33.3% a year vs LIC Housing Finance Ltd 24.7% a year.
Differences in the numbers, not a recommendation of either stock.
Side by side
| HUDCO | LICHSGFIN | |
|---|---|---|
| Price | ₹143.07 | ₹493.7 |
| Market cap | ₹28,587 cr | ₹27,214 cr |
| P/E | 6.7 | 4.7 |
| P/B | — | — |
| ROE | 20.2% | 14.4% |
| ROCE | — | — |
| Debt / equity | 6.45 | 6.43 |
| Operating margin | 25.6% | 26.3% |
| Dividend yield | 4.24% | 2.02% |
| Sales growth, 3 years (yearly) | 20.0% | 7.8% |
| Profit growth, 3 years (yearly) | 33.3% | 24.7% |
| 1-year return | -39.3% | -16.7% |
| Revenue, last 12 months | ₹13,294 cr | ₹28,629 cr |
| Net profit, last 12 months | ₹4,255 cr | ₹5,739 cr |
| Latest quarter | — | Mar 2023 |
| Quarter net profit | — | ₹1,191 cr |
| Quarter profit vs a year earlier | — | — |
| Promoter holding | 75.00% | 45.24% |
| Health check | Average (6.3/10) | Average (6.1/10) |
Common questions
Which has a higher P/E, Housing & Urban Development Corp. Ltd. or LIC Housing Finance Ltd?
Housing & Urban Development Corp. Ltd. trades at the higher P/E (6.7 against 4.7). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Housing & Urban Development Corp. Ltd. (20.2% against 14.4%).
Which carries more debt?
Housing & Urban Development Corp. Ltd. has the higher debt-to-equity ratio (6.45 against 6.43).