NSE ScannerComparison · NSE · data 2026-11-01
AU Small Finance Bank Limited vs Karur Vysya Bank Ltd.
In plain words
Size: AU Small Finance Bank Limited is about 1.9 times the market value of Karur Vysya Bank Ltd..
Valuation (P/E): AU Small Finance Bank Limited 20.7 vs Karur Vysya Bank Ltd. 11.6.
Return on equity: Karur Vysya Bank Ltd. 19.3% vs AU Small Finance Bank Limited 14.2%.
Profit growth over 3 years: Karur Vysya Bank Ltd. 31.4% a year vs AU Small Finance Bank Limited 22.8% a year.
Debt to equity: AU Small Finance Bank Limited 1.52 vs Karur Vysya Bank Ltd. 0.26.
Differences in the numbers, not a recommendation of either stock.
Side by side
| AUBANK | KARURVYSYA | |
|---|---|---|
| Price | ₹864 | ₹356.1 |
| Market cap | ₹64,953 cr | ₹34,016 cr |
| P/E | 20.7 | 11.6 |
| P/B | 3 | 2.2 |
| ROE | 14.2% | 19.3% |
| ROCE | 2.7% | 3.4% |
| Debt / equity | 1.52 | 0.26 |
| Operating margin | 31.3% | 52.4% |
| Dividend yield | 0.12% | 0.74% |
| Sales growth, 3 years (yearly) | 32.8% | 18.9% |
| Profit growth, 3 years (yearly) | 22.8% | 31.4% |
| 1-year return | -2.2% | 42.2% |
| Revenue, last 12 months | ₹23,575 cr | ₹13,984 cr |
| Net profit, last 12 months | ₹3,153 cr | ₹2,958 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹858 cr | ₹788 cr |
| Quarter profit vs a year earlier | +52.9% | +37.2% |
| Promoter holding | 22.67% | 1.95% |
| Health check | Average (4.5/10) | Strong (7.3/10) |
Common questions
Which has a higher P/E, AU Small Finance Bank Limited or Karur Vysya Bank Ltd.?
AU Small Finance Bank Limited trades at the higher P/E (20.7 against 11.6). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Karur Vysya Bank Ltd. (19.3% against 14.2%).
Which carries more debt?
AU Small Finance Bank Limited has the higher debt-to-equity ratio (1.52 against 0.26).