TickerKhojComparison · NSE · data 2026-11-02
Jammu & Kashmir Bank Ltd. vs Karnataka Bank Ltd.
In plain words
Size: Jammu & Kashmir Bank Ltd. is about 1.1 times the market value of Karnataka Bank Ltd..
Valuation (P/E): Karnataka Bank Ltd. 7.3 vs Jammu & Kashmir Bank Ltd. 5.6.
Return on equity: Jammu & Kashmir Bank Ltd. 15.4% vs Karnataka Bank Ltd. 10.4%.
Profit growth over 3 years: Jammu & Kashmir Bank Ltd. 26% a year vs Karnataka Bank Ltd. 3.6% a year.
Differences in the numbers, not a recommendation of either stock.
Side by side
| J&KBANK | KTKBANK | |
|---|---|---|
| Price | ₹119.03 | ₹299.4 |
| Market cap | ₹12,922 cr | ₹11,314 cr |
| P/E | 5.6 | 7.3 |
| P/B | 0.8 | 0.8 |
| ROE | 15.4% | 10.4% |
| ROCE | 2.8% | 1.8% |
| Debt / equity | 0.41 | 0.4 |
| Operating margin | 42.6% | 41.2% |
| Dividend yield | 1.83% | 1.67% |
| Sales growth, 3 years (yearly) | 12.1% | 7.2% |
| Profit growth, 3 years (yearly) | 26.0% | 3.6% |
| 1-year return | 12.4% | 65.7% |
| Revenue, last 12 months | ₹14,945 cr | ₹10,711 cr |
| Net profit, last 12 months | ₹2,362 cr | ₹1,554 cr |
| Latest quarter | Jun 2026 | Sept 2026 |
| Quarter net profit | ₹429 cr | ₹436 cr |
| Quarter profit vs a year earlier | -11.5% | +36.5% |
| Promoter holding | 59.40% | — |
| Health check | Average (6.4/10) | Strong (6.5/10) |
Common questions
Which has a higher P/E, Jammu & Kashmir Bank Ltd. or Karnataka Bank Ltd.?
Karnataka Bank Ltd. trades at the higher P/E (7.3 against 5.6). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Jammu & Kashmir Bank Ltd. (15.4% against 10.4%).
Which carries more debt?
Jammu & Kashmir Bank Ltd. has the higher debt-to-equity ratio (0.41 against 0.4).