TickerKhojComparison · NSE · data 2026-11-02
Indian Bank vs Union Bank of India Limited
In plain words
Size: Union Bank of India Limited is about 1.2 times the market value of Indian Bank.
Valuation (P/E): Indian Bank 8.8 vs Union Bank of India Limited 6.5.
Profit growth over 3 years: Union Bank of India Limited 31.7% a year vs Indian Bank 28.1% a year.
Debt to equity: Indian Bank 0.96 vs Union Bank of India Limited 0.67.
Differences in the numbers, not a recommendation of either stock.
Side by side
| INDIANB | UNIONBANK | |
|---|---|---|
| Price | ₹860.8 | ₹187.3 |
| Market cap | ₹1,16,512 cr | ₹1,41,374 cr |
| P/E | 8.8 | 6.5 |
| P/B | 1.3 | 1 |
| ROE | 15.4% | 15.7% |
| ROCE | 2.6% | 2.2% |
| Debt / equity | 0.96 | 0.67 |
| Operating margin | 41.8% | 45.6% |
| Dividend yield | 2.11% | 2.70% |
| Sales growth, 3 years (yearly) | 14.0% | 9.7% |
| Profit growth, 3 years (yearly) | 28.1% | 31.7% |
| 1-year return | 0.1% | 30.7% |
| Revenue, last 12 months | ₹84,489 cr | ₹1,30,808 cr |
| Net profit, last 12 months | ₹13,217 cr | ₹21,999 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹3,541 cr | ₹5,781 cr |
| Quarter profit vs a year earlier | +13.9% | +30.6% |
| Promoter holding | 73.84% | 74.76% |
| Health check | Average (6.3/10) | Strong (7.5/10) |
Common questions
Which has a higher P/E, Indian Bank or Union Bank of India Limited?
Indian Bank trades at the higher P/E (8.8 against 6.5). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Union Bank of India Limited (15.7% against 15.4%).
Which carries more debt?
Indian Bank has the higher debt-to-equity ratio (0.96 against 0.67).