NSE ScannerComparison · NSE · data 2026-11-01
IIFL Finance Limited vs PNB Housing Finance Limited
In plain words
Size: PNB Housing Finance Limited is about 1.2 times the market value of IIFL Finance Limited.
Valuation (P/E): PNB Housing Finance Limited 11.8 vs IIFL Finance Limited 9.1.
Profit growth over 3 years: PNB Housing Finance Limited 29.9% a year vs IIFL Finance Limited 3.4% a year.
Debt to equity: IIFL Finance Limited 5.02 vs PNB Housing Finance Limited 2.81.
Differences in the numbers, not a recommendation of either stock.
Side by side
| IIFL | PNBHOUSING | |
|---|---|---|
| Price | ₹527.65 | ₹1,060 |
| Market cap | ₹22,536 cr | ₹27,624 cr |
| P/E | 9.1 | 11.8 |
| P/B | 1.5 | 1.4 |
| ROE | 12.6% | 12.7% |
| ROCE | — | — |
| Debt / equity | 5.02 | 2.81 |
| Operating margin | 31.5% | 31.3% |
| Dividend yield | 0.76% | 0.76% |
| Sales growth, 3 years (yearly) | 15.7% | 9.3% |
| Profit growth, 3 years (yearly) | 3.4% | 29.9% |
| 1-year return | 1.3% | 13.4% |
| Revenue, last 12 months | ₹15,245 cr | ₹9,085 cr |
| Net profit, last 12 months | ₹2,493 cr | ₹2,350 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹766 cr | ₹617 cr |
| Quarter profit vs a year earlier | +103.7% | +6.0% |
| Promoter holding | 24.76% | 28.01% |
| Health check | Average (6/10) | Average (6.1/10) |
Common questions
Which has a higher P/E, IIFL Finance Limited or PNB Housing Finance Limited?
PNB Housing Finance Limited trades at the higher P/E (11.8 against 9.1). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
PNB Housing Finance Limited (12.7% against 12.6%).
Which carries more debt?
IIFL Finance Limited has the higher debt-to-equity ratio (5.02 against 2.81).