TickerKhojComparison · NSE · data 2026-11-03
AU Small Finance Bank Limited vs IDFC First Bank Ltd.
In plain words
Size: AU Small Finance Bank Limited is about 1 times the market value of IDFC First Bank Ltd..
Return on equity: AU Small Finance Bank Limited 14.2% vs IDFC First Bank Ltd. 3.8%.
Profit growth over 3 years: AU Small Finance Bank Limited 22.8% a year vs IDFC First Bank Ltd. -13.5% a year.
Debt to equity: AU Small Finance Bank Limited 1.52 vs IDFC First Bank Ltd. 1.03.
Differences in the numbers, not a recommendation of either stock.
Side by side
| AUBANK | IDFCFIRSTB | |
|---|---|---|
| Price | ₹890 | ₹73.63 |
| Market cap | ₹64,953 cr | ₹62,011 cr |
| P/E | 21.4 | 21.3 |
| P/B | 3.1 | 1.3 |
| ROE | 14.2% | 3.8% |
| ROCE | 2.7% | 0.6% |
| Debt / equity | 1.52 | 1.03 |
| Operating margin | 31.3% | 11.7% |
| Dividend yield | 0.12% | 0.35% |
| Sales growth, 3 years (yearly) | 32.8% | 21.4% |
| Profit growth, 3 years (yearly) | 22.8% | -13.5% |
| 1-year return | 1.3% | -6.5% |
| Revenue, last 12 months | ₹23,575 cr | ₹52,314 cr |
| Net profit, last 12 months | ₹3,153 cr | ₹3,006 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹858 cr | ₹1,049 cr |
| Quarter profit vs a year earlier | +52.9% | +201.7% |
| Promoter holding | 22.67% | — |
| Health check | Average (4.6/10) | Weak (3.1/10) |
Common questions
Which has a higher P/E, AU Small Finance Bank Limited or IDFC First Bank Ltd.?
AU Small Finance Bank Limited trades at the higher P/E (21.4 against 21.3). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
AU Small Finance Bank Limited (14.2% against 3.8%).
Which carries more debt?
AU Small Finance Bank Limited has the higher debt-to-equity ratio (1.52 against 1.03).