TickerKhojComparison · NSE · data 2026-11-02
HDFC Life Insurance Co. Ltd. vs ICICI Lombard General Insurance Co. Ltd.
In plain words
Size: HDFC Life Insurance Co. Ltd. is about 1.4 times the market value of ICICI Lombard General Insurance Co. Ltd..
Valuation (P/E): HDFC Life Insurance Co. Ltd. 55.5 vs ICICI Lombard General Insurance Co. Ltd. 31.
Return on equity: ICICI Lombard General Insurance Co. Ltd. 17.8% vs HDFC Life Insurance Co. Ltd. 11.3%.
Profit growth over 3 years: ICICI Lombard General Insurance Co. Ltd. 17% a year vs HDFC Life Insurance Co. Ltd. 11.8% a year.
Debt to equity: HDFC Life Insurance Co. Ltd. 0.17 vs ICICI Lombard General Insurance Co. Ltd. 0.
Differences in the numbers, not a recommendation of either stock.
Side by side
| HDFCLIFE | ICICIGI | |
|---|---|---|
| Price | ₹525.3 | ₹1,577.8 |
| Market cap | ₹1,13,659 cr | ₹78,559 cr |
| P/E | 55.5 | 31 |
| P/B | 5.9 | 4.2 |
| ROE | 11.3% | 17.8% |
| ROCE | 0.6% | 11.3% |
| Debt / equity | 0.17 | 0 |
| Operating margin | 1.9% | 11.7% |
| Dividend yield | 0.40% | 0.86% |
| Sales growth, 3 years (yearly) | 12.7% | 12.7% |
| Profit growth, 3 years (yearly) | 11.8% | 17.0% |
| 1-year return | -29.5% | -21.5% |
| Revenue, last 12 months | ₹1,08,500 cr | ₹29,131 cr |
| Net profit, last 12 months | ₹2,048 cr | ₹2,555 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹522 cr | ₹946 cr |
| Quarter profit vs a year earlier | +16.4% | +15.5% |
| Promoter holding | 50.53% | 51.28% |
| Health check | Average (4.4/10) | Strong (6.6/10) |
Common questions
Which has a higher P/E, HDFC Life Insurance Co. Ltd. or ICICI Lombard General Insurance Co. Ltd.?
HDFC Life Insurance Co. Ltd. trades at the higher P/E (55.5 against 31). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
ICICI Lombard General Insurance Co. Ltd. (17.8% against 11.3%).
Which carries more debt?
HDFC Life Insurance Co. Ltd. has the higher debt-to-equity ratio (0.17 against 0).