NSE ScannerComparison · NSE · data 2026-10-31
Baid Finserv Limited vs IBL Finance Ltd.
In plain words
Size: Baid Finserv Limited is about 1.1 times the market value of IBL Finance Ltd..
Valuation (P/E): IBL Finance Ltd. 59.6 vs Baid Finserv Limited 8.6.
Return on equity: Baid Finserv Limited 7.3% vs IBL Finance Ltd. 4.1%.
Profit growth over 3 years: Baid Finserv Limited 13% a year vs IBL Finance Ltd. 6% a year.
Debt to equity: Baid Finserv Limited 1.23 vs IBL Finance Ltd. 0.95.
Differences in the numbers, not a recommendation of either stock.
Side by side
| BAIDFIN | IBLFL | |
|---|---|---|
| Price | ₹9.66 | ₹58.6 |
| Market cap | ₹156 cr | ₹145 cr |
| P/E | 8.6 | 59.6 |
| P/B | — | — |
| ROE | 7.3% | 4.1% |
| ROCE | — | — |
| Debt / equity | 1.23 | 0.95 |
| Operating margin | 31.1% | 18.5% |
| Dividend yield | 1.04% | 0.00% |
| Sales growth, 3 years (yearly) | 21.9% | 9.1% |
| Profit growth, 3 years (yearly) | 13.0% | 6.0% |
| 1-year return | -9.4% | -13.8% |
| Revenue, last 12 months | ₹97 cr | ₹17 cr |
| Net profit, last 12 months | ₹15 cr | ₹2 cr |
| Latest quarter | — | — |
| Quarter net profit | — | — |
| Quarter profit vs a year earlier | — | — |
| Promoter holding | 49.73% | — |
| Health check | Average (6.1/10) | Weak (3.2/10) |
Common questions
Which has a higher P/E, Baid Finserv Limited or IBL Finance Ltd.?
IBL Finance Ltd. trades at the higher P/E (59.6 against 8.6). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Baid Finserv Limited (7.3% against 4.1%).
Which carries more debt?
Baid Finserv Limited has the higher debt-to-equity ratio (1.23 against 0.95).