NSE ScannerComparison · NSE · data 2026-11-01
HDFC Life Insurance Co. Ltd. vs SBI Life Insurance Co. Ltd.
In plain words
Size: SBI Life Insurance Co. Ltd. is about 1.5 times the market value of HDFC Life Insurance Co. Ltd..
Valuation (P/E): SBI Life Insurance Co. Ltd. 62.7 vs HDFC Life Insurance Co. Ltd. 55.4.
Return on equity: SBI Life Insurance Co. Ltd. 13.7% vs HDFC Life Insurance Co. Ltd. 11.3%.
Debt to equity: HDFC Life Insurance Co. Ltd. 0.17 vs SBI Life Insurance Co. Ltd. 0.
Differences in the numbers, not a recommendation of either stock.
Side by side
| HDFCLIFE | SBILIFE | |
|---|---|---|
| Price | ₹524.9 | ₹1,658.6 |
| Market cap | ₹1,13,659 cr | ₹1,66,160 cr |
| P/E | 55.4 | 62.7 |
| P/B | 5.9 | 8.1 |
| ROE | 11.3% | 13.7% |
| ROCE | 0.6% | 0.6% |
| Debt / equity | 0.17 | 0 |
| Operating margin | 1.9% | 2.4% |
| Dividend yield | 0.40% | 0.16% |
| Sales growth, 3 years (yearly) | 12.7% | 18.0% |
| Profit growth, 3 years (yearly) | 11.8% | 12.8% |
| 1-year return | -30.8% | -15.8% |
| Revenue, last 12 months | ₹1,08,500 cr | ₹1,21,245 cr |
| Net profit, last 12 months | ₹2,048 cr | ₹2,656 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹522 cr | ₹549 cr |
| Quarter profit vs a year earlier | +16.4% | +11.0% |
| Promoter holding | 50.53% | 55.31% |
| Health check | Average (4.4/10) | Average (4.9/10) |
Common questions
Which has a higher P/E, HDFC Life Insurance Co. Ltd. or SBI Life Insurance Co. Ltd.?
SBI Life Insurance Co. Ltd. trades at the higher P/E (62.7 against 55.4). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
SBI Life Insurance Co. Ltd. (13.7% against 11.3%).
Which carries more debt?
HDFC Life Insurance Co. Ltd. has the higher debt-to-equity ratio (0.17 against 0).