NSE ScannerComparison · NSE · data 2026-11-01
HDFC Life Insurance Co. Ltd. vs Niva Bupa Health Insurance Company Limited
In plain words
Size: HDFC Life Insurance Co. Ltd. is about 8.5 times the market value of Niva Bupa Health Insurance Company Limited.
Valuation (P/E): HDFC Life Insurance Co. Ltd. 55.4 vs Niva Bupa Health Insurance Company Limited 37.6.
Return on equity: HDFC Life Insurance Co. Ltd. 11.3% vs Niva Bupa Health Insurance Company Limited 10%.
Profit growth over 3 years: Niva Bupa Health Insurance Company Limited 250.4% a year vs HDFC Life Insurance Co. Ltd. 11.8% a year.
Debt to equity: HDFC Life Insurance Co. Ltd. 0.17 vs Niva Bupa Health Insurance Company Limited 0.1.
Differences in the numbers, not a recommendation of either stock.
Side by side
| HDFCLIFE | NIVABUPA | |
|---|---|---|
| Price | ₹524.9 | ₹72.65 |
| Market cap | ₹1,13,659 cr | ₹13,432 cr |
| P/E | 55.4 | 37.6 |
| P/B | 5.9 | 3.5 |
| ROE | 11.3% | 10.0% |
| ROCE | 0.6% | 9.8% |
| Debt / equity | 0.17 | 0.1 |
| Operating margin | 1.9% | 5.5% |
| Dividend yield | 0.40% | 0.00% |
| Sales growth, 3 years (yearly) | 12.7% | 37.8% |
| Profit growth, 3 years (yearly) | 11.8% | 250.4% |
| 1-year return | -30.8% | -3.5% |
| Revenue, last 12 months | ₹1,08,500 cr | ₹6,853 cr |
| Net profit, last 12 months | ₹2,048 cr | ₹360 cr |
| Latest quarter | Sept 2026 | Mar 2026 |
| Quarter net profit | ₹522 cr | ₹345 cr |
| Quarter profit vs a year earlier | +16.4% | +67.5% |
| Promoter holding | 50.53% | 55.29% |
| Health check | Average (4.4/10) | Strong (7.1/10) |
Common questions
Which has a higher P/E, HDFC Life Insurance Co. Ltd. or Niva Bupa Health Insurance Company Limited?
HDFC Life Insurance Co. Ltd. trades at the higher P/E (55.4 against 37.6). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
HDFC Life Insurance Co. Ltd. (11.3% against 10.0%).
Which carries more debt?
HDFC Life Insurance Co. Ltd. has the higher debt-to-equity ratio (0.17 against 0.1).