NSE ScannerComparison · NSE · data 2026-10-30
HDFC Life Insurance Co. Ltd. vs Life Insurance Corp. of India
In plain words
Size: Life Insurance Corp. of India is about 4.5 times the market value of HDFC Life Insurance Co. Ltd..
Valuation (P/E): HDFC Life Insurance Co. Ltd. 55.4 vs Life Insurance Corp. of India 8.1.
Return on equity: HDFC Life Insurance Co. Ltd. 11.3% vs Life Insurance Corp. of India 7.5%.
Debt to equity: HDFC Life Insurance Co. Ltd. 0.17 vs Life Insurance Corp. of India 0.
Differences in the numbers, not a recommendation of either stock.
Side by side
| HDFCLIFE | LICI | |
|---|---|---|
| Price | ₹524.9 | ₹383.25 |
| Market cap | ₹1,12,138 cr | ₹4,99,928 cr |
| P/E | 55.4 | 8.1 |
| P/B | 5.9 | — |
| ROE | 11.3% | 7.5% |
| ROCE | 0.6% | 0.9% |
| Debt / equity | 0.17 | 0 |
| Operating margin | 1.9% | 5.8% |
| Dividend yield | 0.41% | 2.53% |
| Sales growth, 3 years (yearly) | 12.7% | 7.4% |
| Profit growth, 3 years (yearly) | 11.8% | 11.5% |
| 1-year return | -30.8% | -15.8% |
| Revenue, last 12 months | ₹1,08,500 cr | ₹9,93,866 cr |
| Net profit, last 12 months | ₹2,048 cr | ₹60,080 cr |
| Latest quarter | Jun 2026 | Jun 2026 |
| Quarter net profit | ₹611 cr | ₹13,584 cr |
| Quarter profit vs a year earlier | — | +24.0% |
| Promoter holding | 50.25% | 90.00% |
| Health check | Average (4.3/10) | Average (6.3/10) |
Common questions
Which has a higher P/E, HDFC Life Insurance Co. Ltd. or Life Insurance Corp. of India?
HDFC Life Insurance Co. Ltd. trades at the higher P/E (55.4 against 8.1). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
HDFC Life Insurance Co. Ltd. (11.3% against 7.5%).
Which carries more debt?
HDFC Life Insurance Co. Ltd. has the higher debt-to-equity ratio (0.17 against 0).