NSE ScannerComparison · NSE · data 2026-11-01
Bajaj Finserv Limited vs HDFC Life Insurance Co. Ltd.
In plain words
Size: Bajaj Finserv Limited is about 2.4 times the market value of HDFC Life Insurance Co. Ltd..
Valuation (P/E): HDFC Life Insurance Co. Ltd. 55.4 vs Bajaj Finserv Limited 26.5.
Return on equity: Bajaj Finserv Limited 13% vs HDFC Life Insurance Co. Ltd. 11.3%.
Profit growth over 3 years: Bajaj Finserv Limited 15.2% a year vs HDFC Life Insurance Co. Ltd. 11.8% a year.
Debt to equity: Bajaj Finserv Limited 4.64 vs HDFC Life Insurance Co. Ltd. 0.17.
Differences in the numbers, not a recommendation of either stock.
Side by side
| BAJAJFINSV | HDFCLIFE | |
|---|---|---|
| Price | ₹1,667.6 | ₹524.9 |
| Market cap | ₹2,67,208 cr | ₹1,13,659 cr |
| P/E | 26.5 | 55.4 |
| P/B | — | 5.9 |
| ROE | 13.0% | 11.3% |
| ROCE | 10.0% | 0.6% |
| Debt / equity | 4.64 | 0.17 |
| Operating margin | 42.9% | 1.9% |
| Dividend yield | 0.08% | 0.40% |
| Sales growth, 3 years (yearly) | 22.3% | 12.7% |
| Profit growth, 3 years (yearly) | 15.2% | 11.8% |
| 1-year return | -22.1% | -30.8% |
| Revenue, last 12 months | ₹1,58,705 cr | ₹1,08,500 cr |
| Net profit, last 12 months | ₹10,144 cr | ₹2,048 cr |
| Latest quarter | Jun 2026 | Sept 2026 |
| Quarter net profit | ₹3,132 cr | ₹522 cr |
| Quarter profit vs a year earlier | +12.3% | +16.4% |
| Promoter holding | 58.65% | 50.53% |
| Health check | Average (5.9/10) | Average (4.4/10) |
Common questions
Which has a higher P/E, Bajaj Finserv Limited or HDFC Life Insurance Co. Ltd.?
HDFC Life Insurance Co. Ltd. trades at the higher P/E (55.4 against 26.5). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Bajaj Finserv Limited (13.0% against 11.3%).
Which carries more debt?
Bajaj Finserv Limited has the higher debt-to-equity ratio (4.64 against 0.17).