Comparison · NSE · data 2026-11-02
Fedbank Financial Services Ltd. vs India Shelter Finance Corp. Ltd.
In plain words
Size: India Shelter Finance Corp. Ltd. is about 1.3 times the market value of Fedbank Financial Services Ltd..
Return on equity: India Shelter Finance Corp. Ltd. 17% vs Fedbank Financial Services Ltd. 12.6%.
Profit growth over 3 years: India Shelter Finance Corp. Ltd. 48% a year vs Fedbank Financial Services Ltd. 24% a year.
Debt to equity: Fedbank Financial Services Ltd. 4.67 vs India Shelter Finance Corp. Ltd. 1.95.
Differences in the numbers, not a recommendation of either stock.
Side by side
| FEDFINA | INDIASHLTR | |
|---|---|---|
| Price | ₹143.6 | ₹621.7 |
| Market cap | ₹5,364 cr | ₹6,734 cr |
| P/E | 12.5 | 13.1 |
| P/B | 1.7 | — |
| ROE | 12.6% | 17.0% |
| ROCE | — | — |
| Debt / equity | 4.67 | 1.95 |
| Operating margin | 26.4% | 45.4% |
| Dividend yield | 0.00% | 1.62% |
| Sales growth, 3 years (yearly) | 22.5% | 36.1% |
| Profit growth, 3 years (yearly) | 24.0% | 48.0% |
| 1-year return | -1.1% | -29.4% |
| Revenue, last 12 months | ₹2,563 cr | ₹1,600 cr |
| Net profit, last 12 months | ₹434 cr | ₹527 cr |
| Latest quarter | Sept 2026 | Jun 2026 |
| Quarter net profit | ₹131 cr | ₹143 cr |
| Quarter profit vs a year earlier | +63.1% | +19.7% |
| Promoter holding | 60.64% | 45.91% |
| Health check | Average (5.6/10) | Average (5.5/10) |
Common questions
Which has a higher P/E, Fedbank Financial Services Ltd. or India Shelter Finance Corp. Ltd.?
India Shelter Finance Corp. Ltd. trades at the higher P/E (13.1 against 12.5). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
India Shelter Finance Corp. Ltd. (17.0% against 12.6%).
Which carries more debt?
Fedbank Financial Services Ltd. has the higher debt-to-equity ratio (4.67 against 1.95).