TickerKhojComparison · NSE · data 2026-11-03
Central Bank of India vs Dhanlaxmi Bank Ltd
In plain words
Size: Central Bank of India is about 21 times the market value of Dhanlaxmi Bank Ltd.
Valuation (P/E): Dhanlaxmi Bank Ltd 8.8 vs Central Bank of India 5.5.
Return on equity: Central Bank of India 11.9% vs Dhanlaxmi Bank Ltd 7.2%.
Profit growth over 3 years: Central Bank of India 39.2% a year vs Dhanlaxmi Bank Ltd 27.7% a year.
Debt to equity: Central Bank of India 0.85 vs Dhanlaxmi Bank Ltd 0.51.
Differences in the numbers, not a recommendation of either stock.
Side by side
| CENTRALBK | DHANBANK | |
|---|---|---|
| Price | ₹29.5 | ₹31.24 |
| Market cap | ₹25,996 cr | ₹1,238 cr |
| P/E | 5.5 | 8.8 |
| P/B | 0.6 | 0.8 |
| ROE | 11.9% | 7.2% |
| ROCE | 2.2% | 0.7% |
| Debt / equity | 0.85 | 0.51 |
| Operating margin | 31.8% | 22.3% |
| Dividend yield | 4.18% | 0.00% |
| Sales growth, 3 years (yearly) | 12.8% | 14.9% |
| Profit growth, 3 years (yearly) | 39.2% | 27.7% |
| 1-year return | -24.8% | 18.2% |
| Revenue, last 12 months | ₹44,355 cr | ₹1,972 cr |
| Net profit, last 12 months | ₹4,819 cr | ₹141 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹1,486 cr | ₹49 cr |
| Quarter profit vs a year earlier | +20.6% | +109.3% |
| Promoter holding | 81.19% | — |
| Health check | Average (5.9/10) | Average (6.4/10) |
Common questions
Which has a higher P/E, Central Bank of India or Dhanlaxmi Bank Ltd?
Dhanlaxmi Bank Ltd trades at the higher P/E (8.8 against 5.5). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Central Bank of India (11.9% against 7.2%).
Which carries more debt?
Central Bank of India has the higher debt-to-equity ratio (0.85 against 0.51).