NSE ScannerComparison · NSE · data 2026-10-31
Central Bank of India vs CSB Bank Ltd.
In plain words
Size: Central Bank of India is about 5.1 times the market value of CSB Bank Ltd..
Valuation (P/E): CSB Bank Ltd. 7.5 vs Central Bank of India 5.4.
Return on equity: CSB Bank Ltd. 13.5% vs Central Bank of India 11.9%.
Profit growth over 3 years: Central Bank of India 39.2% a year vs CSB Bank Ltd. 5% a year.
Debt to equity: CSB Bank Ltd. 3.41 vs Central Bank of India 0.85.
Differences in the numbers, not a recommendation of either stock.
Side by side
| CENTRALBK | CSBBANK | |
|---|---|---|
| Price | ₹28.73 | ₹295.85 |
| Market cap | ₹25,996 cr | ₹5,144 cr |
| P/E | 5.4 | 7.5 |
| P/B | 0.6 | 1 |
| ROE | 11.9% | 13.5% |
| ROCE | 2.2% | 2.1% |
| Debt / equity | 0.85 | 3.41 |
| Operating margin | 31.8% | 30.9% |
| Dividend yield | 4.18% | 0.00% |
| Sales growth, 3 years (yearly) | 12.8% | 29.0% |
| Profit growth, 3 years (yearly) | 39.2% | 5.0% |
| 1-year return | -28.5% | -28.4% |
| Revenue, last 12 months | ₹44,355 cr | ₹6,066 cr |
| Net profit, last 12 months | ₹4,819 cr | ₹687 cr |
| Latest quarter | — | Sept 2026 |
| Quarter net profit | — | ₹183 cr |
| Quarter profit vs a year earlier | — | +14.0% |
| Promoter holding | 81.19% | 40.00% |
| Health check | Average (5.8/10) | Average (4.8/10) |
Common questions
Which has a higher P/E, Central Bank of India or CSB Bank Ltd.?
CSB Bank Ltd. trades at the higher P/E (7.5 against 5.4). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
CSB Bank Ltd. (13.5% against 11.9%).
Which carries more debt?
CSB Bank Ltd. has the higher debt-to-equity ratio (3.41 against 0.85).