TickerKhojComparison · NSE · data 2026-11-02
Cholamandalam Financial Holdings Ltd vs Housing & Urban Development Corp. Ltd.
In plain words
Size: Housing & Urban Development Corp. Ltd. is about 1.1 times the market value of Cholamandalam Financial Holdings Ltd.
Valuation (P/E): Cholamandalam Financial Holdings Ltd 9.6 vs Housing & Urban Development Corp. Ltd. 6.9.
Return on equity: Housing & Urban Development Corp. Ltd. 20.2% vs Cholamandalam Financial Holdings Ltd 17.5%.
Profit growth over 3 years: Housing & Urban Development Corp. Ltd. 33.3% a year vs Cholamandalam Financial Holdings Ltd 23.7% a year.
Debt to equity: Cholamandalam Financial Holdings Ltd 13.66 vs Housing & Urban Development Corp. Ltd. 6.45.
Differences in the numbers, not a recommendation of either stock.
Side by side
| CHOLAHLDNG | HUDCO | |
|---|---|---|
| Price | ₹1,369.3 | ₹146.12 |
| Market cap | ₹25,388 cr | ₹28,587 cr |
| P/E | 9.6 | 6.9 |
| P/B | — | — |
| ROE | 17.5% | 20.2% |
| ROCE | — | — |
| Debt / equity | 13.66 | 6.45 |
| Operating margin | 28.2% | 25.6% |
| Dividend yield | 0.10% | 4.24% |
| Sales growth, 3 years (yearly) | 29.3% | 20.0% |
| Profit growth, 3 years (yearly) | 23.7% | 33.3% |
| 1-year return | -28.7% | -39.1% |
| Revenue, last 12 months | ₹41,407 cr | ₹13,294 cr |
| Net profit, last 12 months | ₹2,669 cr | ₹4,255 cr |
| Latest quarter | Jun 2026 | Jun 2026 |
| Quarter net profit | ₹806 cr | ₹851 cr |
| Quarter profit vs a year earlier | +39.3% | +35.0% |
| Promoter holding | 46.39% | 75.00% |
| Health check | Average (6.1/10) | Average (6.3/10) |
Common questions
Which has a higher P/E, Cholamandalam Financial Holdings Ltd or Housing & Urban Development Corp. Ltd.?
Cholamandalam Financial Holdings Ltd trades at the higher P/E (9.6 against 6.9). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Housing & Urban Development Corp. Ltd. (20.2% against 17.5%).
Which carries more debt?
Cholamandalam Financial Holdings Ltd has the higher debt-to-equity ratio (13.66 against 6.45).