Comparison · NSE · data 2026-11-01
Central Bank of India vs RBL Bank Ltd.
In plain words
Size: RBL Bank Ltd. is about 2.1 times the market value of Central Bank of India.
Valuation (P/E): RBL Bank Ltd. 25.4 vs Central Bank of India 5.4.
Return on equity: Central Bank of India 11.9% vs RBL Bank Ltd. 5.4%.
Profit growth over 3 years: Central Bank of India 39.2% a year vs RBL Bank Ltd. -1.5% a year.
Debt to equity: RBL Bank Ltd. 1.99 vs Central Bank of India 0.85.
Differences in the numbers, not a recommendation of either stock.
Side by side
| CENTRALBK | RBLBANK | |
|---|---|---|
| Price | ₹28.73 | ₹351 |
| Market cap | ₹25,996 cr | ₹54,485 cr |
| P/E | 5.4 | 25.4 |
| P/B | 0.6 | 1.3 |
| ROE | 11.9% | 5.4% |
| ROCE | 2.2% | 0.9% |
| Debt / equity | 0.85 | 1.99 |
| Operating margin | 31.8% | 13.7% |
| Dividend yield | 4.18% | 0.28% |
| Sales growth, 3 years (yearly) | 12.8% | 15.0% |
| Profit growth, 3 years (yearly) | 39.2% | -1.5% |
| 1-year return | -28.5% | 9.0% |
| Revenue, last 12 months | ₹44,355 cr | ₹19,674 cr |
| Net profit, last 12 months | ₹4,819 cr | ₹1,205 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹1,486 cr | ₹498 cr |
| Quarter profit vs a year earlier | +20.6% | +158.9% |
| Promoter holding | 81.19% | 59.88% |
| Health check | Average (5.8/10) | Weak (3.5/10) |
Common questions
Which has a higher P/E, Central Bank of India or RBL Bank Ltd.?
RBL Bank Ltd. trades at the higher P/E (25.4 against 5.4). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Central Bank of India (11.9% against 5.4%).
Which carries more debt?
RBL Bank Ltd. has the higher debt-to-equity ratio (1.99 against 0.85).