Comparison · NSE · data 2026-11-03
CARE Ratings Ltd vs SG Finserve Limited
In plain words
Size: CARE Ratings Ltd is about 1.1 times the market value of SG Finserve Limited.
Return on equity: CARE Ratings Ltd 19.7% vs SG Finserve Limited 10.3%.
Profit growth over 3 years: SG Finserve Limited 90.7% a year vs CARE Ratings Ltd 27% a year.
Debt to equity: SG Finserve Limited 1.85 vs CARE Ratings Ltd 0.03.
Differences in the numbers, not a recommendation of either stock.
Side by side
| CARERATING | SGFIN | |
|---|---|---|
| Price | ₹1,636.6 | ₹685.2 |
| Market cap | ₹4,998 cr | ₹4,531 cr |
| P/E | 25.6 | 23.5 |
| P/B | 4.9 | 2.8 |
| ROE | 19.7% | 10.3% |
| ROCE | 20.0% | — |
| Debt / equity | 0.03 | 1.85 |
| Operating margin | 39.7% | 52.1% |
| Dividend yield | 1.33% | 0.00% |
| Sales growth, 3 years (yearly) | 19.2% | 100.1% |
| Profit growth, 3 years (yearly) | 27.0% | 90.7% |
| 1-year return | 1.3% | 74.8% |
| Revenue, last 12 months | ₹519 cr | ₹489 cr |
| Net profit, last 12 months | ₹193 cr | ₹187 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹72 cr | ₹59 cr |
| Quarter profit vs a year earlier | +26.8% | +106.1% |
| Promoter holding | — | 56.95% |
| Health check | Strong (7.5/10) | Strong (7/10) |
Common questions
Which has a higher P/E, CARE Ratings Ltd or SG Finserve Limited?
CARE Ratings Ltd trades at the higher P/E (25.6 against 23.5). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
CARE Ratings Ltd (19.7% against 10.3%).
Which carries more debt?
SG Finserve Limited has the higher debt-to-equity ratio (1.85 against 0.03).