NSE ScannerComparison · NSE · data 2026-11-01
Capital Small Finance Bank Limited vs Utkarsh Small Finance Bank Limited
In plain words
Size: Utkarsh Small Finance Bank Limited is about 1.7 times the market value of Capital Small Finance Bank Limited.
Return on equity: Capital Small Finance Bank Limited 10.1% vs Utkarsh Small Finance Bank Limited -40%.
Debt to equity: Utkarsh Small Finance Bank Limited 2.02 vs Capital Small Finance Bank Limited 0.75.
Differences in the numbers, not a recommendation of either stock.
Side by side
| CAPITALSFB | UTKARSHBNK | |
|---|---|---|
| Price | ₹271.6 | ₹11.46 |
| Market cap | ₹1,232 cr | ₹2,041 cr |
| P/E | 7.7 | — |
| P/B | 0.8 | 0.7 |
| ROE | 10.1% | -40.0% |
| ROCE | 2.4% | -7.1% |
| Debt / equity | 0.75 | 2.02 |
| Operating margin | 35.1% | -64.6% |
| Dividend yield | 1.85% | 0.00% |
| Sales growth, 3 years (yearly) | 16.5% | 10.8% |
| Profit growth, 3 years (yearly) | 14.7% | — |
| 1-year return | -6.7% | -43.5% |
| Revenue, last 12 months | ₹1,243 cr | ₹3,793 cr |
| Net profit, last 12 months | ₹161 cr | ₹-945 cr |
| Latest quarter | Sept 2026 | Jun 2026 |
| Quarter net profit | ₹46 cr | ₹-34 cr |
| Quarter profit vs a year earlier | +30.7% | — |
| Promoter holding | 18.29% | 42.67% |
| Health check | Average (6.1/10) | Weak (0.9/10) |
Common questions
Which earns a higher return on equity?
Capital Small Finance Bank Limited (10.1% against -40.0%).
Which carries more debt?
Utkarsh Small Finance Bank Limited has the higher debt-to-equity ratio (2.02 against 0.75).