TickerKhojComparison · NSE · data 2026-11-03
Bank of India vs IndusInd Bank Ltd.
In plain words
Size: IndusInd Bank Ltd. is about 1.1 times the market value of Bank of India.
Valuation (P/E): IndusInd Bank Ltd. 21.8 vs Bank of India 4.9.
Return on equity: Bank of India 12.1% vs IndusInd Bank Ltd. 1.4%.
Profit growth over 3 years: Bank of India 39% a year vs IndusInd Bank Ltd. -50.7% a year.
Debt to equity: Bank of India 1.89 vs IndusInd Bank Ltd. 0.83.
Differences in the numbers, not a recommendation of either stock.
Side by side
| BANKINDIA | INDUSINDBK | |
|---|---|---|
| Price | ₹134.4 | ₹838.5 |
| Market cap | ₹60,323 cr | ₹65,448 cr |
| P/E | 4.9 | 21.8 |
| P/B | 0.7 | 1 |
| ROE | 12.1% | 1.4% |
| ROCE | 1.7% | 0.3% |
| Debt / equity | 1.89 | 0.83 |
| Operating margin | 42.3% | 15.7% |
| Dividend yield | 3.51% | 0.18% |
| Sales growth, 3 years (yearly) | 16.0% | 6.3% |
| Profit growth, 3 years (yearly) | 39.0% | -50.7% |
| 1-year return | -3.2% | 4.7% |
| Revenue, last 12 months | ₹91,082 cr | ₹52,940 cr |
| Net profit, last 12 months | ₹12,511 cr | ₹3,001 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹3,309 cr | ₹1,242 cr |
| Quarter profit vs a year earlier | +28.4% | — |
| Promoter holding | 73.38% | 15.82% |
| Health check | Strong (6.6/10) | Weak (2/10) |
Common questions
Which has a higher P/E, Bank of India or IndusInd Bank Ltd.?
IndusInd Bank Ltd. trades at the higher P/E (21.8 against 4.9). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Bank of India (12.1% against 1.4%).
Which carries more debt?
Bank of India has the higher debt-to-equity ratio (1.89 against 0.83).