NSE ScannerComparison · NSE · data 2026-11-01
Bank of Baroda vs Union Bank of India Limited
In plain words
Size: Union Bank of India Limited is about 1.1 times the market value of Bank of Baroda.
Return on equity: Union Bank of India Limited 15.7% vs Bank of Baroda 12.7%.
Profit growth over 3 years: Union Bank of India Limited 31.7% a year vs Bank of Baroda 10% a year.
Debt to equity: Bank of Baroda 1.69 vs Union Bank of India Limited 0.67.
Differences in the numbers, not a recommendation of either stock.
Side by side
| BANKBARODA | UNIONBANK | |
|---|---|---|
| Price | ₹238.6 | ₹186 |
| Market cap | ₹1,23,337 cr | ₹1,41,374 cr |
| P/E | 6.2 | 6.5 |
| P/B | 0.7 | 1 |
| ROE | 12.7% | 15.7% |
| ROCE | 1.8% | 2.2% |
| Debt / equity | 1.69 | 0.67 |
| Operating margin | 37.0% | 45.6% |
| Dividend yield | 3.56% | 2.70% |
| Sales growth, 3 years (yearly) | 12.1% | 9.7% |
| Profit growth, 3 years (yearly) | 10.0% | 31.7% |
| 1-year return | -13.1% | 27.0% |
| Revenue, last 12 months | ₹1,67,088 cr | ₹1,30,808 cr |
| Net profit, last 12 months | ₹19,764 cr | ₹21,999 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹6,737 cr | ₹5,781 cr |
| Quarter profit vs a year earlier | +31.2% | +30.6% |
| Promoter holding | 63.97% | 74.76% |
| Health check | Average (5.8/10) | Strong (7.4/10) |
Common questions
Which has a higher P/E, Bank of Baroda or Union Bank of India Limited?
Union Bank of India Limited trades at the higher P/E (6.5 against 6.2). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Union Bank of India Limited (15.7% against 12.7%).
Which carries more debt?
Bank of Baroda has the higher debt-to-equity ratio (1.69 against 0.67).