Comparison · NSE · data 2026-11-02
Bajaj Finance Limited vs Tata Capital Ltd.
In plain words
Size: Bajaj Finance Limited is about 4.3 times the market value of Tata Capital Ltd..
Valuation (P/E): Bajaj Finance Limited 27.1 vs Tata Capital Ltd. 22.9.
Return on equity: Bajaj Finance Limited 18.1% vs Tata Capital Ltd. 12.3%.
Debt to equity: Tata Capital Ltd. 5.15 vs Bajaj Finance Limited 3.23.
Differences in the numbers, not a recommendation of either stock.
Side by side
| BAJFINANCE | TATACAP | |
|---|---|---|
| Price | ₹941.85 | ₹323.7 |
| Market cap | ₹5,84,742 cr | ₹1,34,905 cr |
| P/E | 27.1 | 22.9 |
| P/B | 4.8 | 2.8 |
| ROE | 18.1% | 12.3% |
| ROCE | — | — |
| Debt / equity | 3.23 | 5.15 |
| Operating margin | 43.7% | 31.5% |
| Dividend yield | 0.64% | 0.18% |
| Sales growth, 3 years (yearly) | 26.7% | 34.8% |
| Profit growth, 3 years (yearly) | 18.2% | 17.0% |
| 1-year return | -10.5% | -1.9% |
| Revenue, last 12 months | ₹90,563 cr | ₹34,070 cr |
| Net profit, last 12 months | ₹21,694 cr | ₹5,966 cr |
| Latest quarter | Sept 2026 | Sept 2026 |
| Quarter net profit | ₹6,266 cr | ₹1,660 cr |
| Quarter profit vs a year earlier | +28.5% | +51.3% |
| Promoter holding | 54.67% | 85.41% |
| Health check | Average (4.5/10) | Average (5/10) |
Common questions
Which has a higher P/E, Bajaj Finance Limited or Tata Capital Ltd.?
Bajaj Finance Limited trades at the higher P/E (27.1 against 22.9). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Bajaj Finance Limited (18.1% against 12.3%).
Which carries more debt?
Tata Capital Ltd. has the higher debt-to-equity ratio (5.15 against 3.23).