Comparison · NSE · data 2026-10-30
Bajaj Finance Limited vs Shriram Finance Limited
In plain words
Size: Bajaj Finance Limited is about 3 times the market value of Shriram Finance Limited.
Valuation (P/E): Bajaj Finance Limited 27 vs Shriram Finance Limited 13.7.
Debt to equity: Bajaj Finance Limited 3.23 vs Shriram Finance Limited 2.76.
Differences in the numbers, not a recommendation of either stock.
Side by side
| BAJFINANCE | SHRIRAMFIN | |
|---|---|---|
| Price | ₹939.1 | ₹823.15 |
| Market cap | ₹5,85,676 cr | ₹1,97,895 cr |
| P/E | 27 | 13.7 |
| P/B | 4.7 | 1.7 |
| ROE | 18.1% | 16.4% |
| ROCE | — | — |
| Debt / equity | 3.23 | 2.76 |
| Operating margin | 43.7% | 44.1% |
| Dividend yield | 0.64% | 1.28% |
| Sales growth, 3 years (yearly) | 26.7% | 17.3% |
| Profit growth, 3 years (yearly) | 18.2% | 18.6% |
| 1-year return | -11.7% | 11.5% |
| Revenue, last 12 months | ₹90,563 cr | ₹51,947 cr |
| Net profit, last 12 months | ₹21,694 cr | ₹12,688 cr |
| Latest quarter | Sept 2026 | Mar 2024 |
| Quarter net profit | ₹6,266 cr | ₹2,009 cr |
| Quarter profit vs a year earlier | — | +56.3% |
| Promoter holding | 54.67% | 20.30% |
| Health check | Average (4.4/10) | Average (5.4/10) |
Common questions
Which has a higher P/E, Bajaj Finance Limited or Shriram Finance Limited?
Bajaj Finance Limited trades at the higher P/E (27 against 13.7). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Bajaj Finance Limited (18.1% against 16.4%).
Which carries more debt?
Bajaj Finance Limited has the higher debt-to-equity ratio (3.23 against 2.76).