Comparison · NSE · data 2026-10-31
Bajaj Finserv Limited vs Life Insurance Corp. of India
In plain words
Size: Life Insurance Corp. of India is about 1.8 times the market value of Bajaj Finserv Limited.
Valuation (P/E): Bajaj Finserv Limited 26.5 vs Life Insurance Corp. of India 8.1.
Return on equity: Bajaj Finserv Limited 13% vs Life Insurance Corp. of India 7.5%.
Profit growth over 3 years: Bajaj Finserv Limited 15.2% a year vs Life Insurance Corp. of India 11.5% a year.
Debt to equity: Bajaj Finserv Limited 4.64 vs Life Insurance Corp. of India 0.
Differences in the numbers, not a recommendation of either stock.
Side by side
| BAJAJFINSV | LICI | |
|---|---|---|
| Price | ₹1,667.6 | ₹383.25 |
| Market cap | ₹2,67,208 cr | ₹4,85,760 cr |
| P/E | 26.5 | 8.1 |
| P/B | — | — |
| ROE | 13.0% | 7.5% |
| ROCE | 10.0% | 0.9% |
| Debt / equity | 4.64 | 0 |
| Operating margin | 42.9% | 5.8% |
| Dividend yield | 0.08% | 2.60% |
| Sales growth, 3 years (yearly) | 22.3% | 7.4% |
| Profit growth, 3 years (yearly) | 15.2% | 11.5% |
| 1-year return | -22.1% | -15.8% |
| Revenue, last 12 months | ₹1,58,705 cr | ₹9,93,866 cr |
| Net profit, last 12 months | ₹10,144 cr | ₹60,080 cr |
| Latest quarter | Jun 2024 | Jun 2026 |
| Quarter net profit | ₹2,138 cr | ₹13,584 cr |
| Quarter profit vs a year earlier | +10.0% | +24.0% |
| Promoter holding | 58.65% | 90.00% |
| Health check | Average (5.9/10) | Average (6.3/10) |
Common questions
Which has a higher P/E, Bajaj Finserv Limited or Life Insurance Corp. of India?
Bajaj Finserv Limited trades at the higher P/E (26.5 against 8.1). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Bajaj Finserv Limited (13.0% against 7.5%).
Which carries more debt?
Bajaj Finserv Limited has the higher debt-to-equity ratio (4.64 against 0).