Comparison · NSE · data 2026-11-01
Baid Finserv Limited vs SRG Housing Finance Ltd.
In plain words
Size: Baid Finserv Limited is about 1 times the market value of SRG Housing Finance Ltd..
Valuation (P/E): Baid Finserv Limited 8.6 vs SRG Housing Finance Ltd. 4.5.
Return on equity: SRG Housing Finance Ltd. 11.6% vs Baid Finserv Limited 7.3%.
Profit growth over 3 years: SRG Housing Finance Ltd. 24% a year vs Baid Finserv Limited 13% a year.
Debt to equity: SRG Housing Finance Ltd. 2.92 vs Baid Finserv Limited 1.23.
Differences in the numbers, not a recommendation of either stock.
Side by side
| BAIDFIN | SRGHFL | |
|---|---|---|
| Price | ₹9.66 | ₹98.39 |
| Market cap | ₹156 cr | ₹153 cr |
| P/E | 8.6 | 4.5 |
| P/B | — | — |
| ROE | 7.3% | 11.6% |
| ROCE | — | — |
| Debt / equity | 1.23 | 2.92 |
| Operating margin | 31.1% | 20.1% |
| Dividend yield | 1.04% | 0.00% |
| Sales growth, 3 years (yearly) | 21.9% | 28.6% |
| Profit growth, 3 years (yearly) | 13.0% | 24.0% |
| 1-year return | -9.4% | -66.7% |
| Revenue, last 12 months | ₹97 cr | ₹211 cr |
| Net profit, last 12 months | ₹15 cr | ₹34 cr |
| Latest quarter | Jun 2026 | Jun 2026 |
| Quarter net profit | ₹4 cr | ₹8 cr |
| Quarter profit vs a year earlier | +8.0% | +24.9% |
| Promoter holding | 49.73% | 59.97% |
| Health check | Average (6.1/10) | Average (5.5/10) |
Common questions
Which has a higher P/E, Baid Finserv Limited or SRG Housing Finance Ltd.?
Baid Finserv Limited trades at the higher P/E (8.6 against 4.5). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
SRG Housing Finance Ltd. (11.6% against 7.3%).
Which carries more debt?
SRG Housing Finance Ltd. has the higher debt-to-equity ratio (2.92 against 1.23).