Comparison · NSE · data 2026-11-02
Arman Financial Services Limited vs Repco Home Finance Ltd.
In plain words
Size: Repco Home Finance Ltd. is about 1.3 times the market value of Arman Financial Services Limited.
Valuation (P/E): Arman Financial Services Limited 12.8 vs Repco Home Finance Ltd. 4.1.
Return on equity: Repco Home Finance Ltd. 12.7% vs Arman Financial Services Limited 6.3%.
Profit growth over 3 years: Repco Home Finance Ltd. 14.6% a year vs Arman Financial Services Limited -15.5% a year.
Debt to equity: Repco Home Finance Ltd. 3.03 vs Arman Financial Services Limited 1.91.
Differences in the numbers, not a recommendation of either stock.
Side by side
| ARMANFIN | REPCOHOME | |
|---|---|---|
| Price | ₹1,412.1 | ₹316 |
| Market cap | ₹1,496 cr | ₹1,951 cr |
| P/E | 12.8 | 4.1 |
| P/B | — | — |
| ROE | 6.3% | 12.7% |
| ROCE | — | — |
| Debt / equity | 1.91 | 3.03 |
| Operating margin | 35.4% | 32.0% |
| Dividend yield | 0.00% | 2.40% |
| Sales growth, 3 years (yearly) | 15.1% | 11.1% |
| Profit growth, 3 years (yearly) | -15.5% | 14.6% |
| 1-year return | -14.3% | -23.3% |
| Revenue, last 12 months | ₹697 cr | ₹1,821 cr |
| Net profit, last 12 months | ₹116 cr | ₹482 cr |
| Latest quarter | Jun 2026 | Jun 2026 |
| Quarter net profit | ₹45 cr | ₹122 cr |
| Quarter profit vs a year earlier | — | +5.6% |
| Promoter holding | 21.93% | 37.13% |
| Health check | Weak (3.9/10) | Average (5.4/10) |
Common questions
Which has a higher P/E, Arman Financial Services Limited or Repco Home Finance Ltd.?
Arman Financial Services Limited trades at the higher P/E (12.8 against 4.1). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Repco Home Finance Ltd. (12.7% against 6.3%).
Which carries more debt?
Repco Home Finance Ltd. has the higher debt-to-equity ratio (3.03 against 1.91).