NSE ScannerComparison · NSE · data 2026-10-31
Aptus Value Housing Finance India Limited vs Home First Finance Company India Ltd.
In plain words
Size: Home First Finance Company India Ltd. is about 1.2 times the market value of Aptus Value Housing Finance India Limited.
Valuation (P/E): Home First Finance Company India Ltd. 18.2 vs Aptus Value Housing Finance India Limited 9.7.
Return on equity: Aptus Value Housing Finance India Limited 20.1% vs Home First Finance Company India Ltd. 15.7%.
Profit growth over 3 years: Home First Finance Company India Ltd. 33.3% a year vs Aptus Value Housing Finance India Limited 23.3% a year.
Debt to equity: Home First Finance Company India Ltd. 2.44 vs Aptus Value Housing Finance India Limited 1.56.
Differences in the numbers, not a recommendation of either stock.
Side by side
| APTUS | HOMEFIRST | |
|---|---|---|
| Price | ₹191.28 | ₹1,072 |
| Market cap | ₹9,606 cr | ₹11,201 cr |
| P/E | 9.7 | 18.2 |
| P/B | — | 2.4 |
| ROE | 20.1% | 15.7% |
| ROCE | — | — |
| Debt / equity | 1.56 | 2.44 |
| Operating margin | 57.1% | 41.5% |
| Dividend yield | 2.35% | 0.49% |
| Sales growth, 3 years (yearly) | 25.8% | 34.2% |
| Profit growth, 3 years (yearly) | 23.3% | 33.3% |
| 1-year return | -40.0% | -11.6% |
| Revenue, last 12 months | ₹2,326 cr | ₹2,095 cr |
| Net profit, last 12 months | ₹985 cr | ₹620 cr |
| Latest quarter | — | Sept 2026 |
| Quarter net profit | — | ₹170 cr |
| Quarter profit vs a year earlier | — | +29.1% |
| Promoter holding | 23.86% | 6.97% |
| Health check | Average (6.1/10) | Average (5.5/10) |
Common questions
Which has a higher P/E, Aptus Value Housing Finance India Limited or Home First Finance Company India Ltd.?
Home First Finance Company India Ltd. trades at the higher P/E (18.2 against 9.7). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Aptus Value Housing Finance India Limited (20.1% against 15.7%).
Which carries more debt?
Home First Finance Company India Ltd. has the higher debt-to-equity ratio (2.44 against 1.56).