Comparison · NSE · data 2026-11-02
Aadhar Housing Finance Ltd vs IFCI Limited
In plain words
Size: Aadhar Housing Finance Ltd is about 1.3 times the market value of IFCI Limited.
Valuation (P/E): IFCI Limited 88.7 vs Aadhar Housing Finance Ltd 16.6.
Return on equity: Aadhar Housing Finance Ltd 15.8% vs IFCI Limited 2.1%.
Debt to equity: Aadhar Housing Finance Ltd 2.5 vs IFCI Limited 0.39.
Differences in the numbers, not a recommendation of either stock.
Side by side
| AADHARHFC | IFCI | |
|---|---|---|
| Price | ₹428 | ₹57.46 |
| Market cap | ₹18,500 cr | ₹14,724 cr |
| P/E | 16.6 | 88.7 |
| P/B | — | — |
| ROE | 15.8% | 2.1% |
| ROCE | — | — |
| Debt / equity | 2.5 | 0.39 |
| Operating margin | 40.5% | 35.4% |
| Dividend yield | 0.00% | 0.00% |
| Sales growth, 3 years (yearly) | 21.6% | 7.1% |
| Profit growth, 3 years (yearly) | 26.2% | — |
| 1-year return | -16.7% | -0.7% |
| Revenue, last 12 months | ₹3,833 cr | ₹2,047 cr |
| Net profit, last 12 months | ₹1,141 cr | ₹174 cr |
| Latest quarter | Jun 2026 | Jun 2026 |
| Quarter net profit | ₹282 cr | ₹34 cr |
| Quarter profit vs a year earlier | +19.0% | -16.1% |
| Promoter holding | 64.51% | 72.57% |
| Health check | Average (5.4/10) | Weak (2.6/10) |
Common questions
Which has a higher P/E, Aadhar Housing Finance Ltd or IFCI Limited?
IFCI Limited trades at the higher P/E (88.7 against 16.6). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Aadhar Housing Finance Ltd (15.8% against 2.1%).
Which carries more debt?
Aadhar Housing Finance Ltd has the higher debt-to-equity ratio (2.5 against 0.39).