NSE ScannerComparison · NSE · data 2026-11-01
Aadhar Housing Finance Ltd vs Cholamandalam Financial Holdings Ltd
In plain words
Size: Cholamandalam Financial Holdings Ltd is about 1.4 times the market value of Aadhar Housing Finance Ltd.
Valuation (P/E): Aadhar Housing Finance Ltd 16.3 vs Cholamandalam Financial Holdings Ltd 9.5.
Debt to equity: Cholamandalam Financial Holdings Ltd 13.66 vs Aadhar Housing Finance Ltd 2.5.
Differences in the numbers, not a recommendation of either stock.
Side by side
| AADHARHFC | CHOLAHLDNG | |
|---|---|---|
| Price | ₹420.1 | ₹1,351.3 |
| Market cap | ₹18,500 cr | ₹25,388 cr |
| P/E | 16.3 | 9.5 |
| P/B | — | — |
| ROE | 15.8% | 17.5% |
| ROCE | — | — |
| Debt / equity | 2.5 | 13.66 |
| Operating margin | 40.5% | 28.2% |
| Dividend yield | 0.00% | 0.10% |
| Sales growth, 3 years (yearly) | 21.6% | 29.3% |
| Profit growth, 3 years (yearly) | 26.2% | 23.7% |
| 1-year return | -18.7% | -29.4% |
| Revenue, last 12 months | ₹3,833 cr | ₹41,407 cr |
| Net profit, last 12 months | ₹1,141 cr | ₹2,669 cr |
| Latest quarter | Jun 2026 | Jun 2026 |
| Quarter net profit | ₹282 cr | ₹806 cr |
| Quarter profit vs a year earlier | +19.0% | +39.3% |
| Promoter holding | 64.51% | 46.39% |
| Health check | Average (5.4/10) | Average (6.1/10) |
Common questions
Which has a higher P/E, Aadhar Housing Finance Ltd or Cholamandalam Financial Holdings Ltd?
Aadhar Housing Finance Ltd trades at the higher P/E (16.3 against 9.5). A higher P/E means the market pays more for each rupee of past earnings; on its own it does not say which is better.
Which earns a higher return on equity?
Cholamandalam Financial Holdings Ltd (17.5% against 15.8%).
Which carries more debt?
Cholamandalam Financial Holdings Ltd has the higher debt-to-equity ratio (13.66 against 2.5).